Comparison to Existing Fractionating Platforms

Point.com

  • Focus: Homeowners selling fractions of their homes for immediate cash.

  • Model:

    • Ownership is fractionated through a deed of trust and default options.

    • The homeowner retains control until the settlement date.

  • Limitations:

    • Investors do not benefit from interim cash flow or usage rights.

    • Settlement is tied to a forced buy-back or sale.

Latoken

  • Focus: Blockchain-based fractional ownership with tokenized shares.

  • Model:

    • Fractionated tokens are created and auctioned, representing future asset value.

    • Tokens trade on the Latoken exchange but require a future sale date for profit realization.

  • Limitations:

    • Tokens primarily serve as futures contracts, offering no interim participation in the asset’s value generation.

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