Comparison to Existing Fractionating Platforms

Point.com

• Focus: Homeowners selling fractions of their homes for immediate cash.

• Model:

  • Ownership is fractionated through a deed of trust and default options.

  • The homeowner retains control until the settlement date.

• Limitations:

  • Investors do not benefit from interim cash flow or usage rights.

  • Settlement is tied to a forced buy-back or sale.

Latoken

• Focus: Blockchain-based fractional ownership with tokenized shares.

• Model:

  • Fractionated tokens are created and auctioned, representing future asset value.

  • Tokens trade on the Latoken exchange but require a future sale date for profit realization.

• Limitations:

  • Tokens primarily serve as futures contracts, offering no interim participation in the asset’s value generation.